Critical initiative, problem solving, investigative and organizational talents

applied to data / financial analysis, auditing, fraud investigation, and project management

SKILLS

Accounting / Tax Preparation

Financial / Business Process Analysis

Project Management

Budget Preparation & Analysis

Planning & Conducting Financial Audit Examinations

Paperless Auditing

Certified Fraud Examiner

100% Travel  – “Road Warrior”

Forensic Accounting

Investigation / Interviewing Techniques

Fraud Investigation

Insurance and Annuity Fraud

Internal Controls / Fraud / Risk Assessment

Compliance Analysis / Evaluation – Regulatory / Finance  Insurance Industries / SOX

Professional Business Consultant on Management, Operations, Accounting, Fraud Prevention / Assessment

Professional Report Writing

Public Speaking / Webinar Presenter

FL Insurance License – Life, Health & Variable Annuity

Working Knowledge / Continuing Education of NAIC Industry Guidelines & FCEH, GAAP,

Statutory Accounting Principles, IFRS, GAAS, GAGAS, IAS, FL Statutes & proprietary State systems,

State & Federal tax laws, FRCP, SEC, FINRA, Property & Casualty / Annuity / Life Insurance

ACHIEVEMENTS

Recognition for performing three year loss reserve analysis of a multi-company insurance holding company system,

and recommending determination of insolvency in the State’s largest case.

Professional management of investigative caseload comprised of fraud and compliance cases of insurance agents and agencies involving lines of

securities, annuities, health and life insurance, viatical, property & casualty, money laundering, class actions, and unauthorized entities.

EXPERIENCE

Managing Director ▪ 12/00-present ▪ Hancock Management International, St. Petersburg FL. Small business consultant on management, operations, and sale valuation, as well as accounting, auditing, forensic accounting, and fraud investigations and preventative techniques. Self employment including small business management and online marketing and publication.

Professional Speaker / Webinar Presenter ▪ 3/11-present ▪ ExecSense.com. Speaker/ consultant on management, business development, insurance, accounting, forensic accounting, and  fraud issues.  Topic advisor for outlook webinar development.

Special Investigator, Insurance Fraud Investigator / Insurance Analyst II ▪ 1/10-present ▪ State Bureau of Investigation. Senior Insurance Analyst, Investigator badge credential. Plan and conduct regulatory compliance analysis and examination of property and casualty insurance agencies, and investigation of insurance, and fixed and variable annuity fraud of agents and agencies. Examine procedures, accounting and business records, advertising / marketing, and internal controls to determine compliance with statutes/rules and industry guidelines. Perform extensive data analysis and conduct investigative interviews. Document examination and prepare/file written report of examination with State. Recommend and refer criminal cases to Division of Fraud. Expert witness testimony in criminal cases.

Financial Examiner / Analyst II ▪ 9/05-12/07 ▪ Property & Casualty Oversight, State Insurance Regulation. Continuous 100% State Travel as Senior Auditor. Planned and conducted financial analysis and business process audit examinations of insurance companies, and time / funds budgets. Prepared travel allowance documentation. Examined accounting procedures / records, financial statement filings, and internal controls to determine solvency and compliance with statutes / rules, NAIC industry guidelines, GAAP / SSAP, SOX, State / Federal tax rules, FINRA. Performed asset valuations. Established working relationships with Board of Directors and C-level executives, and conducted fraud risk assessments. Performed extensive data analysis, forensic accounting procedures and examination of audit trail. Documented examination with both paper and paperless audit procedures. Prepared / filed report of examination with State for external publication by Insurance Commissioner's office.    

Accounting Staff ▪ 8/01-6/02 ▪ Finance Division, Public Safety, Board of County Commissioners. Performed biweekly payroll for 700+ public safety employees with numerous shift differentials. Examined emergency call database records.

Technical Editor ▪ 9/97-4/00  ▪ University Dept. of Finance, Insurance & Real Estate. Edited and revised financial accounting textbooks and ancillaries for seven different textbook lines for the undergraduate and MBA program curriculum and college industry press publication.  Maintained international textbook error audit program.

Manager, Editor ▪ 8/87-4/00 ▪ WordNow Word Processing.  Performed word processing, computerized tax and accounting services for academic, business, legal, and medical clientele. Prepared manuscripts for camera-ready publication. Daily operations of sales, accounting, and business management.

EDUCATION

Continuing Education  ▪  Certified Fraud Examiner, ACFE.com

Continuing Education  ▪  Professional Accounting, AICPA.com

University of Maryland, University College ▪   Professional Accounting coursework for CPA Candidacy

Nova Southeastern University ▪ Coursework:  Research Process, Statistical Analysis

Webster University ▪ MBA, MA Finance

University of Florida ▪ BA Major: History, Minor: Sociology

  PROFESSIONAL AFFILIATIONS

ACFE - Association of Certified Fraud Examiners; Certified Fraud Examiner - CFE designation, Speaker, Seminar Presenter

AICPA - American Institute of Certified Public Accountants; CPA Candidate Membership  

The Association of Independent Accounting Professionals

American Finance Association

National Association of Professional and Executive Women

ExecSense.com Professional Webinar Presenter, Topic Advisor

St. Pete College Ethics Bowl Judge

COMPUTER SKILLS

§    MS Prof. Office Suite: Word, Excel, Access, Powerpoint, Outlook; WordPerfect Corel 8.0 Suite, HTML

§    Accounting Software:  SAP, Peachtree, Quickbooks, TurboTax

§    PricewaterhouseCoopers TeamMate Paperless Audit Management Software, Advantage Audit Software, ACL–Audit Command Language Data Analysis Software, VPN remote access, SSAS Statistical Analysis Software

§    Proprietary State Investigative Systems